![]() This card charges a 3% foreign currency conversion fee so it’s not a good choice for purchases made abroad. It also offers up to $600 of cellphone insurance protection against damage and theft when you pay your monthly cell phone bill with the card (subject to a $25 deductible). Balance transfers made within 120 days qualify for the intro rate and fee of 3% then a fee of up to 5% a minimum of $5 applies. Balance transfers made within 120 days qualify for the intro rate and fee of 3% then a fee of up to 5%, with a minimum of $5 applies. Other benefits and drawbacks: The Wells Fargo Active Cash® Card offers a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies. Welcome offer: Earn $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Rewards: Earn 2% cash rewards on purchases. The Wells Fargo Active Cash® Card is a solid rewards-earning credit card option with decent additional benefits packed in for a card that doesn’t charge an annual fee. Select “Apply Now” to learn more about the product features, terms and conditions.Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious hotel properties with Visa Signature Concierge.Or shop at millions of online stores and redeem your rewards when you check out with PayPal. ![]() Redeem your rewards points for travel, gift cards, or statement credits.Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).0% intro APR for 12 months from account opening on purchases.Earn unlimited 3X points on the things that really add up – like restaurants, travel, gas stations, transit, popular streaming services, and phone plans.Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.
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